Trumbull, Shelton and Stratford real estate and homes for sale in Connecticut, MLSPulse, MLS Pulse, Fairfield County - Bob and Judy Mori, REALTORS® Bob and Judy Mori REALTORS(r) for Trumbull, Shelton and Stratford, Connecticut real estate, MLSPulse, MLS Pulse - NUMBER1EXPERT™ Bob and Judy Mori NUMBER1EXPERTS(tm) for Trumbull, Shelton and Stratford, Connecticut real estate, MLSPulse, MLS Pulse

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Judy Mori, REALTORŪ, real estate agent and broker for Trumbull, Shelton and Stratford Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

All agents are NOT alike! We are the best. Find out why we are top real estate experts. Call us: 203-268-1118, x322 or 203-385-0090


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Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Trumbull, Shelton and Stratford Realtors to offer services such as these. 

Once you fill out the form, We will quickly process your information and get right back to you!
 

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Real Estate Tips
Interest Rates >Locking in Loan Rates

It is important for both new homebuyers and homeowners who want to refinance to understand how to lock in an interest rate when applying for a mortgage loan. Understanding how rate locks work prepares you to evaluate your options.

While you are in the process of applying for your mortgage loan, interest rates will most likely fluctuate from day to day and week to week. If you want assurance that the wonderfully low interest rate on your loan will not increase while you are waiting for loan approval, ask for a rate lock. A conventional rate lock is a guarantee from the lender that your mortgage will carry a particular interest rate, with specific, predetermined points and fees.

The interest rate is "locked in" for a specified period of time, usually thirty days. When you call a lender for a rate quote, ask how long that rate will last for. If you think you might need more than thirty days to complete your home purchase or refinance, tell your lender how many days you will require, and they will give you an adjusted rate quote.

Rate locks are especially useful if interest rates are on the upswing, and you are concerned about ending up with higher monthly payments. If you cannot afford the risk of a further interest rate increase, lock in your loan rate now.

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Real Estate Trivia
Q 
What are the three most common environmental toxins for which homes are tested?

A 
Mold, asbestos, and lead are tested by specialized inspectors as a regular part of many real estate contracts.
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Judy Mori, REALTORŪ, real estate agent and broker for Trumbull, Shelton and Stratford Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

Bob and Judy Mori
TeamMoriRealEstate.com of RE/MAX Right Choice

105 Technology Drive, Suite 1A
Trumbull, CT. 06611
Judy, Office: 203-268-1118, x322
Bob, Office: 203-385-0090
Toll Free: 866-385-0090
Judy, Cell: 203-913-1109    Bob Cell: 203-913-1108
Home: 203-377-6092
Email: teammori@teammori.com
www.TeamMoriRealEstate.com
www.TeamMori-MLSpulse.com
Licensed in the State of Connecticut

Judy Mori, America's NUMBER1EXPERTS™ for Trumbull, Fairfield, Monroe and the rest of mid-Fairfield County, Connecticut, has been a top producing real estate agent since 1985. Over that span, she has listed and sold homes in the towns of Trumbull, Fairfield/Southport, Easton Monroe, Shelton/Huntington, Stratford, Milford and Bridgeport. She knows and understands what a home means to a family. She is dedicated to making your new home experience both successful and pleasurable. As a result of her careful attention to her customers' needs, she has built an enviable record of real estate successes involving both residential properties and condominiums. Her proudest accomplishment is the large number of her past clients that have returned to her when they again have needed the services of a real estate agent. Whether you are interested in the purchase or construction of a new home, the selling of your current home or the relocation to or from mid-Fairfield County, Judy is the right choice. Call or e-mail her today and let her help you achieve your real estate goals.




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